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Originally Posted by daedalus
All of my boat experience has been with freshwater. What kind of additional upkeep is required on a saltwater hull?
I also made some calls and you're right, some don't allow live-ins (but I found a lot that do) and there is a tier'ed rate depending on if you live aboard or not. Defiantly adds to the expense.
I'd probably just buy the boat outright so it would just be for utilities and the slip fee. The plumbing you speak of - would it already be potentially on a boat of that size, or would some type of modification be required in most circumstances. Hard for me to check these things out as hardly anyone in the great state of Nebraska even knows what a Sailboat is. 
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Not much different. Do you get electroloysis in fresh water?
35-40 feet would get small after a while IMO. From 15-20 years old I lived on my family's boat during the summer exclusively and it was fine but they were 50-56 feet with all of the amenities of home (wi-fi, dishwasher, 3 staterooms, wash/dryer, etc etc). That really doesnt count too much I understand, but the idea of it being a primary residence would not be ideal. It depends on the person. A sailboat would be brutal.
You would REALLY have to want to do it if you were going to live there all year long. Plus it won't be cheap.