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Wheel & Tire Insurance

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Old 06-27-2015, 03:55 PM
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Wheel & Tire Insurance

Just picked up a preowned 991. Was offered wheel & tire insurance for $2650 for 3 yrs. bargained them down to $2200 for 5 yrs. did I do good ? Let me know.
 
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Old 06-27-2015, 04:36 PM
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If you have to use it, then you did good.
 
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Old 06-27-2015, 05:50 PM
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I got my 5 year wheel/tire coverage for $1195. Got two free rear tires so far.
 
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Old 06-27-2015, 06:22 PM
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Originally Posted by 991TurboS
I got my 5 year wheel/tire coverage for $1195. Got two free rear tires so far.
That's really good. I got screwed.
 
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Old 06-27-2015, 07:38 PM
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Don't feel bad, I paid $2440 two years ago, so you did better than me. The good thing is I cancelled it after 2 years and got $1200 back.
 
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Old 06-28-2015, 09:01 AM
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Originally Posted by samkumar
That's really good. I got screwed.
They prolly gave me a deal on that because the car was so freakin' expensive. Don't feel so bad!
 
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Old 06-28-2015, 11:38 AM
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Originally Posted by samkumar
Just picked up a preowned 991. Was offered wheel & tire insurance for $2650 for 3 yrs. bargained them down to $2200 for 5 yrs. did I do good ? Let me know.
I am debating this coverage. Mine was offered at $1595 for 5 years.
 
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Old 06-28-2015, 03:11 PM
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Originally Posted by chance6
I am debating this coverage. Mine was offered at $1595 for 5 years.
Nothing says you cannot try to bargain them down further as well.

I told my salesman I did not want any unnecessary upsales, and that I had not had a flat tire in 15 years, and he told me this was a very good thing to have....sure enough, two flats on two different tires within a couple weeks of each other. This is my first car with Pirellis, and I was told by the SA that the Pirelli P-Zeros are so sticky the fronts kick up the nails, and it is usually the rears that get the punctures. Both mine were rear punctures.
 
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Old 06-28-2015, 03:34 PM
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Originally Posted by 991TurboS
Nothing says you cannot try to bargain them down further as well.

I told my salesman I did not want any unnecessary upsales, and that I had not had a flat tire in 15 years, and he told me this was a very good thing to have....sure enough, two flats on two different tires within a couple weeks of each other. This is my first car with Pirellis, and I was told by the SA that the Pirelli P-Zeros are so sticky the fronts kick up the nails, and it is usually the rears that get the punctures. Both mine were rear punctures.
It's been my experience that regardless of tire brand or type, the rears usually get the punctures. Most screws and nails are laying flat on the pavement and won't puncture your tire unless they get uprighted somehow. Usually that is by the front tire flipping up the road hazard so your rear tire can run over it.

There is always lively discussion on the tire insurance policies. Just remember that the policies, like any other insurance/warranty, favor the company writing the policy. If everyone that bought a tire policy made out like a bandit, the companies that issue the policies would be out of business. I usually avoid things the dealer/finance guy is pushing so hard. I figure if he is pushing it that hard it must be better for him then me.
 
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Old 06-28-2015, 08:08 PM
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I've had a couple flats in my past 911's through about 6 years of driving. So that adds to about ~ $800-900...so to me if they come down a couple hundred I might do it.
 
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Old 06-29-2015, 05:52 AM
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Originally Posted by chance6
I've had a couple flats in my past 911's through about 6 years of driving. So that adds to about ~ $800-900...so to me if they come down a couple hundred I might do it.
That's close to my history also. I should keep my mouth shut because I will probably go out and get an unrepairable puncture next time I take my car out. But, I have had three, 997's and my current 991 GTS since 2008. I have had to replace only one tire because of road hazard damage, total for all four cars. So, if I had bought wheel and tire insurance on each car @ $1,500-$2,000/car, I would have spent $6,000-$8,000 on tire insurance to replace one $450 tire.
 
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Old 06-29-2015, 06:30 AM
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Originally Posted by GS997S
That's close to my history also. I should keep my mouth shut because I will probably go out and get an unrepairable puncture next time I take my car out. But, I have had three, 997's and my current 991 GTS since 2008. I have had to replace only one tire because of road hazard damage, total for all four cars. So, if I had bought wheel and tire insurance on each car @ $1,500-$2,000/car, I would have spent $6,000-$8,000 on tire insurance to replace one $450 tire.
Yeah, I was torn and thought a lot about whether to get it for my GTS. Got it for my first Porsche and never used it (but could have for some minor chips in the windshield, but decided against it because they were so small). Got a refund on the unused portion. Dealership made it easy because they did not even offer it to me and I did not ask.
 
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Old 06-29-2015, 07:57 AM
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Originally Posted by GS997S
That's close to my history also. I should keep my mouth shut because I will probably go out and get an unrepairable puncture next time I take my car out. But, I have had three, 997's and my current 991 GTS since 2008. I have had to replace only one tire because of road hazard damage, total for all four cars. So, if I had bought wheel and tire insurance on each car @ $1,500-$2,000/car, I would have spent $6,000-$8,000 on tire insurance to replace one $450 tire.
You would have been one of the ones that lost the bet, then. Good you did not buy it.

If anyone is considering it, they at least have some price references. I'd tell anyone to just try to get it for the cheapest price, and if they can, try not to get it bundled with PDR and other services, which drives the price up even further.

Additionally, on my wheel/tire insurance, I have not "made out like a bandit," just broke even. $240 a year for coverage on all 4 wheels and tires seemed a reasonable risk vs return. YMMV.
 

Last edited by 991TurboS; 06-29-2015 at 08:02 AM.
  #14  
Old 06-29-2015, 08:20 AM
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Originally Posted by GS997S
So, if I had bought wheel and tire insurance on each car @ $1,500-$2,000/car, I would have spent $6,000-$8,000 on tire insurance to replace one $450 tire.
If the flat was in the tread, it would be about $45 dollars to fix, and you wouldn't have to replace the other side as well if the treads were too uneven.
 
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Old 07-07-2015, 08:46 PM
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I also got the wheel/tire insurance on this 991. question though... If I get a flat in a tire that is just about completely worn to the point where it should be replaced anyways, will a new tire still be covered?
 

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