so my friend's bentley was backed into a couple of day ago. i'm not sure how bad the damage is, but he estimates at least $40k to repair, plus two months in the shop.

insurance will cover it, but my friend's concern is that after it is fixed, it will be worth significantly less than what it was worth before the accident. i'm thinking the solution might be to just have the insurer buy the car at pre-accident value, and then my friend can go out and buy another bentley.

has anyone here faced this situation before? i'm asking over here because i think the same issue applies to anyone with a really high end car.

thanks in advance. PM is fine if you'd rather not discuss it on the board.