I thought it was 2.49% for 48 months but I am told it is 3.49% for 60 months. I had planned just to pay cash but why deplete my own capital when I can borrow at such low rates and preserve my capital for investing.

 

I think if you shop around you will be able to do much better than that, depending on your credit rating. I got a rate with my credit union which includes some discounts for credit cards, direct deposit and checking accounts of 1.74%, almost stealing!

 

I think those are just advertised rates, but they're all negotiable. I thought I read the same about the 2.49, and told my dealer I could easily get that through my bank. Porsche approved 2.25 at 60 mnths. Not much better, but then again, I am still waiting on my car. I still have time to shop around.