I do believe it.......insurance companies will try to get out of paying. "Like a good neighbor State Farm is there" yeah right!

 

"you are in good hands with allstate". One of the worst. Most Ins comps are not looking out for the best interest of their customer, unfortunately.

 

My terrible experience was with Travelers, another big name. They're all a bunch of crooks. They valued my STi at $21k after the accident. Keep in mind this was 3 years and 45k miles after I bought it for $21k. They refused to total it despite 6 (or more?) appeals and it had a blown motor and turbo, plus big damage to the driver's side rear unibody they were willing to pay $7k for. I was trying to sell it at the time and couldn't get $16k for it. So somehow a car with $7k of unibody damage, plus a blown motor and turbo that would've been $5k to fix, wasn't totaled. The last time I checked, $12k was 75% of $16k i.e. definitely TOTALED!

 

That works both ways tho. If the damage had been more you definitely would have wanted to get the higher amount, which is what they would have paid. I know what you mean tho. Sorry to be a devils advocate here, but just sayin'.
Edit: However, $12K is more than half of $21K. I was under the impression that it's 50% or more and it's totalled?

 

just for common knowledge(I was just in a fender bender, well a little more then that...got rear ended really hard on the way back from wayne state universtiy) but yah progressive has 55 different separately named and "operated" companies under it's umbrella(per how many states they operate in). That means that obviously however the law is different in your area, these umbrella companies will have the upper hand with how they can customize your fbomb by zipcode lol.

 

I am sorry to hear about the accident and the subsequent poor behavior by your insurance company.

I would second your plan to get an attorney on this immediately.

Also, despite how frustrating this must be, always try and keep a cool head and be extremely careful about what you say to your insurance company.

 

+1 less is more. Never volunteer any info.

 

Like the cops say...everything you say can and will be used against you...even by your own insurance company...

 

I thought this was a minor fender bender Sean? How did the engine get messed up?

 

The car was hit hard in the front quarter panel and hit (and spun across) 2 curbs and ended up in the bushes.

The tires hit the curbs very hard sideways which bent the frame badly...I got under the car (apparently the adjusters didn't bother) and the frame is a tangles mess.

In any event, I recently found out that the author of the report (who works for an agency that was hired by my insurance company....apparently they didn't ask the guy if he knew the person he was investigating...how dumb can you get?) had a long standing agenda against my mechanic.

I am not going to say any more since I have everything necessary for a victory in Court. I will give my insurance company one last chance to do the right thing, however.

All I want is the life I had before the accident but unfortunately there are bad people in the world that one has to stand up to on occasion.

 

soap opera

 

Figured something like this was going on.

Tell your insurer to order a new appraisal from a party you and they agree upon... point out the conflict of interest.

 

Sorry to hear this.
Question:
What would have been gained by putting a crease in the roof. Did you need a new roof before the incident or did it need a repair in the first place. Why oh why would you want to put a crease in your own roof??

OK " As the Devils Advocate" ( as we say over the pond) I could understand if your pump was near worn out and you wanted to perhaps get a new one out of the incident. But even then, thats just plain dumb!!

Its amazing how a company can "weazel" its way out of a calim.

Frank

 

amazing story for sure

 

WTF?? this is unbelievable behavior by an insurance company. Hope you get it sorted out soon. Was your wife ok?