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Hope everyone in Florida made it OK through this incredible storm!. I have a property in Lakewood Ranch and we had no damage, flooding or power loss...lucky, but this area is pretty brand new so it has all the latest building codes. I stayed dry in Scottsdale.
Not so lucky:
This P1 has 300 miles on it. Was just purchased for $1M!
Yeah I read that about the guy with the McLaren. The Superbird seemed intentional to me. I think I saw a wider shot where there were 2 of them destroyed.
There can't be THAT many insensitive human beings taking such an advantage from a situation like this?
Obviously insurance fraud attempts will always occur, but I don't see the normal person just saying "Hey, great idea! There's a storm brewing, let's just park my brand new Bentley by the docks, perhaps I can make a few bucks off the insurance claim."
Not in that instance probably. But maybe someone who owed more than the car was worth, or the car needed a very expensive repair, etc. If you got an exotic car that's worth $50k but you owe $60k on it and you have a $100k agreed value insurance policy, it looks like a good option. If you're a crook of course.
I don't believe we have "agreed value insurance policies" in Sweden. I am quite sure the insurance company just gives themselves the total authority to inform you what your ruined/stolen/burned/wrecked car is worth is their eyes, and that is what they are willing to reimburse you with.
To quote Chris Rock, if we don't USE the insurance, shouldn't we get the MONEY BACK?! heh
Hello All,
As far as the Superbird photo referenced, here is a wider shot showing both cars that were said to be on the top racks, while the owner got the other two out, the water level rose to the two vehicles on the top racks and crashed them through the garage doors.
I heard the same story about the Mclaren. Was in the garage, got flooded in there then the pressure blew the garage doors and sent at least the P1 out into the driveway.
So some really smart guy on another forum who is an Architect in Fla "called it" on this home with the Plymouths. It made sense the minute I read it.
This home is a "Stilt" home. If you look through the garage doors, the home is right on the beach, on the Ocean. The home next door is also a stilt home and you can see the stilts in the pic.
Homes on the beach like this have a code requirement to be on stilts so surges can pass through, under the home. Owners can choose to enclose the stilts as this owner has, but code dictates those materials used to cover the stilts must be "breakaway", otherwise, the entire home could be taken out in a storm surge.
The other important part, any valuables stored under a stilt home, either open or enclosed, are not covered by homeowner's insurance, by design, since anything stored there in a surge is expected to be destroyed. So, in this case, the garage doors did what they were supposed to do. They broke away yielding to the storm surge. Unfortunately, the "valuables" the Plymouths did what they predictably would do in a surge too.
That sucks, I hate to see nice cars get toasted. I can't understand though why the guy with the new $1M McLaren with 300 miles, that he just got, didn't get that one the heck outa town. I imagine it was a tough one to get and probably had to wait.
Yeah I read that about the guy with the McLaren. The Superbird seemed intentional to me. I think I saw a wider shot where there were 2 of them destroyed.
There were 2 cars, 1 Daytona and 1 Superbird, and they were both in the garages in the house they were in front of. However like many modern raised shoreline homes, the living levels are built to hurricane protection standards, but the ground level (around the concrete columns) is often used for storage and garages, and the exterior walls are not built for hurricane protection, which was what happened here. As you can see in the pic, the front of the garages, facing the water, were just blown taking the cars with.
When the things you are keeping in your garages are of significant value, the home needs to be built from the ground up to protect the contents from a storm, including raising the foundation above flood levels.
Having said that, if the area surrounding the house has 12-15 of standing water, not much you going to do. I saw an article on 60 minutes last night about Lakewood Ranch, looks interesting.