How does one negotiate the % interest on financing??

 

Shop for financing Before you shop for the car! Check out your local credit union, or USAA for a good rate. Don't pay over 4% if you have excellent credit. can prob find 3%.

 

Searched plenty. Qualify for top tier rates.
Just wondering k you can negotiate lower as part of the deal? Possible to buy down rates like home rates?
Or is it as cut and dry as: you have this score and qualify for this rate.
Car arrives in 3 weeks. Best I've found is 3.99% for 84, down to 1.99%-2.5% for 60 months.

 

Any know of any credit unions or local banks that are offering great rates that beat most others?

 

my bank is offering me 3% for a 60 mo loan on my car coming in march. i plan on porsche trying to beat it, and then my bank will come in even lower.

 

Service Credit Union is one I use quiet often due to their rates. You might want to check them out:

https://www.servicecu.org/military/c...?lg=&lgp=&mob=

 

Just ordered a P4 and got 4.4% off MSRP, but I live in a small market with only one local(less than 45min. drive) dealer.

 

i am in s fla and am curious on which bank is offering those rates

 

suntrust. but it was through a special division for medical professionals and included discounts for current relationship with them of mortgage and checking accounts.

 

Rob,

If you can, look into Service Credit Union ... right now 3.24%. But wait, get .10 or .25 or .35% less if you do the following.

Allotment Payroll Deduction
0.10% reduction from the base interest rate for an allotment/payroll deduction sent to Service Credit Union and selection of the automatic loan payment feature.
Direct Deposit
0.25% reduction from the base interest rate for direct deposit sent to Service Credit Union and selection of the automatic loan payment feature.


https://www.servicecu.org/civilian/c...?lg=&lgp=&mob=

 

I got mine for 10K off but i have 20k in options
had to wait 3 month to get it. Love the car