Hey guys does anyone know of a bank giving good rates?

I couldn't get navy federal even though I have prior service history!!!!!

 

What do you mean that you "couldn't get Navy Federal?"

They wouldn't allow you to join or they wouldn't approve the loan?

I use CU's for almost all my banking. Try PenFed or NWFCU. I have accounts at Navy Fed, but never any on the lending side.

 

They wouldn't allow me to join. I did not meet any of the membership criteria even though I am a former service member

 

Have heard great things about PENFED as well.

 

If you're in USAA, their savings bank has some fair rates on the longer terms. Nothing to jump up and down about, but probably better than a typical bank.

NWFCU has a back door way to join. Donate $10 to the FAN (see the CU's website) and then you become a member of the eligible group. NWFCU's rate are typically quite competetive.

PenFed has the same deal for back door membership. Donate to one their affiliated charities and you're in. Penfed has good rates, generally.

 

Forgot about the NASA FCU.... you can become eligible "joining" the National Space Society. I think it's free.

 

C-Man,

Bank of America is really competitive right now on auto rates for individuals with excellent credit (FICO over 720). They will finance used cars up to 72 months at 2.29%.