On a recent life insurance application, I was asked the question, "Are you involved in car racing, own a motorcycle or a high performance car"? What exactly is the definition of a "high performance car" for this purpose? Does the TT count?

 

You can't be serious ???
0-60 4secs
430 hp
190 mph top Speed. Sounds pretty high performance to me and these are the approx. stock numbers...

 

Is the Pope German?

 

And if you answered, "Yes", will the insurance premium automatically go up?

Besides, I just don't see the correlation between "high performance car" and high mortality risk.

 

I think the new maxim is, "Does the Pope like beer?"

 

Seeing as they list "Car Racing and Motorcycle" in the same sentence, I would say "No" to that question. They seem to be looking more along the lines of "Racer" than "Driving a Fast Car Driver".

If they come back and say the 911 Turbo is a high performance car, you can say that:

To your standards, it is NOT a high performance car AS WELL as say that you thought they were referring to a race car when they said "High Performance".

- KJ

 

Mine is an economy performance hybrid!

 

does pinocchio have wooden nuts?

 

Hahah... Why would the 996TT be up for best supercar ever made if it wasnt a high performance car

 

If a frog had wings would it bump it's *** a-hoppin?

 

KJ, I agree with your analysis. I think the spirit of the question has to do with racing involvement than outright ownership of "high performance car". After all, I could simply be a collector and own, say, the McLaren F1, but that's got nothing to do my mortality risk. Besides, if owning a "high performance car" were that risky, I don't see why my TSX insurance would be double that of my TT even though it has less than 1/3 of the TT's power. In fact, I would say the high performance car is "safer" since you can handle and brake better--things that just might save your life!

 

Robert's not German.

 

Just don't crash and killl yourself in it for the first two years. That is the inconstesable period. After that you are good to go.

 

What happens during the incontestable period?