997 2005-2012 911 C2, C2S, C4, C4S, GTS, Targa and Cabriolet Model Discussion.
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Old Feb 19, 2008 | 11:54 AM
  #16  
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Originally Posted by NorthVan997C2S
Wow, I am glad to hear that you are OK. I am also glad that you were covered with your insurance. What happened in the accident? Driver error, or another car?
Ultimately it was a bit too much speed at corner exit, but it was very subtle. Nobody could point to anything that I did wrong, but eventually old Duck Waddle said something like "he must have been going too fast".

I was coming into turn 8, which is an off-camber 90 degree left hander just before the carousel. Everything felt fine through the apex, but as I approached the track out the rear end came out well beyond where it usually does. I caught that slide and corrected, but the momentum swung back and I was unable to save it as it slid the other direction, eventually into the infield grass and concrete wall.

The driver side rear corner hit the wall and the car slid along the wall on its back bumper but did not ricochet the front end into the wall. There were no injuries, other than a sore back after a few days. I had a helmet, neck collar and Simpson 5-point harnesses with a harness/roll bar.

The rear frame rail was bent, and that was all she wrote. They stopped counting the repair costs at $30k.
 
Old Feb 19, 2008 | 01:02 PM
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Originally Posted by M BADGER
Ultimately it was a bit too much speed at corner exit, but it was very subtle. Nobody could point to anything that I did wrong, but eventually old Duck Waddle said something like "he must have been going too fast".

I was coming into turn 8, which is an off-camber 90 degree left hander just before the carousel. Everything felt fine through the apex, but as I approached the track out the rear end came out well beyond where it usually does. I caught that slide and corrected, but the momentum swung back and I was unable to save it as it slid the other direction, eventually into the infield grass and concrete wall.

The driver side rear corner hit the wall and the car slid along the wall on its back bumper but did not ricochet the front end into the wall. There were no injuries, other than a sore back after a few days. I had a helmet, neck collar and Simpson 5-point harnesses with a harness/roll bar.

The rear frame rail was bent, and that was all she wrote. They stopped counting the repair costs at $30k.
Wow! I guess that will teach the car not to get all squirrlly on the track. I have heard that NSX's are a little tricky to drive, even though they are mid engine.
 
Old Feb 19, 2008 | 01:23 PM
  #18  
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Originally Posted by NorthVan997C2S
Wow! I guess that will teach the car not to get all squirrlly on the track. I have heard that NSX's are a little tricky to drive, even though they are mid engine.
Some say the NSX is very easy to drive fast, but very hard to drive very fast.

Another saying that I think is apropos is with regard to mid-engined cars in general: The good thing about a mid-engined car is that it is easy to turn. The bad thing about a mid-engined car is that it is easy to turn.

As with the 911, if the back end comes around too far on you it is hard to get it back.
 
Old Feb 19, 2008 | 02:53 PM
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Originally Posted by M BADGER
As with the 911, if the back end comes around too far on you it is hard to get it back.
That's what I like, oversteer on steroids. PSM usually helps get the 997 out of trouble.
 
Old Feb 20, 2008 | 10:15 AM
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Originally Posted by M BADGER
One is an event-based restriction and excludes racing and preparation for racing. The other is a location-based restriction and excludes anything that occurs on a closed course or a racetrack.
The first exclusion is usually defined as a "timed" event. If you or the track is timing your laps, you are racing and coverage is excluded.

I'd agree that the other exclusion is defined as "anything" on a closed course or racetrack.

Generally speaking, an HPDE should be covered under the event-based language but can be properly denied under the location-based language.
I agree. Unless you have a lap timer in the car.

Another thing to consider is that a supplemental policy may be limited to property damage and not cover the potential personal injury or third-party liability.
I agree. All of the supplemental policies that I've read are just PD (to your car only). They are ACV and will not pay for any "loss of value" to your car. They contain no Bodily Injury coverages (but your health insurance does). There is no liability coverage whatsoever.

They are full of exclusions. They will pay to fix your car if you lose control and slap a wall. They will not pay if a mechanical failure causes the car to lose control (tranny locks up or a rotor explodes).

The supp policies do ask for your current PAP carrier. They will notify them if you have a claim (they want to be sure you don't collect twice). This could cause your PAP to be canceled.

A certain level of risk is an inherent part of the sport. I try to mitigate that risk through the events I choose and the way I prepare for and drive at those events.
I agree. It is not "if" you will hit something; it is "when" will you hit something.

I've raced for 17 years. I've been lucky and have only experienced two major incidents and 4 or 5 minor incidents. No one needs liability in racing events. You just fix your own car and go on.

It's simple to me. I just race cars that I can afford to total and walk away.
 
Old Feb 20, 2008 | 10:20 AM
  #21  
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I agree. Unless you have a lap timer in the car.

Irrelevant. Having a timer, a stop watch, etc. does not make an event Timed. The decider is if the event is competitive, which DE is not (ie: Autocross and Racing).
 
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