Call up best buy as well, the delivery guy is a total duesche. A 150k car is not the same as a ford escape but.

Sounds like his ignorance from the get go.

 

Oh, come on. The guy humping washers and refrigerators into people's houses all day five days a week, in ice and snow and summer heat, getting yelled at by housewives when he leaves a mark on their floor or bumps the doorframe on the way in, is supposed to be knowledgeable about diminished value claims and hidden custom parts on a car that, to all but an enthusiast, looks the same as an $18,000 '99 911?

Might it be possible that the problems this guy is facing in his life make the problem of a car being hit by a truck that's fully covered with insurance... well, not a problem at all?

I'm truly sorry for your difficulty, OP, but when you stick stuff on a car that's driven on the street, by definition you put yourself at risk to lose the value of that extra stuff, and/or have to go to a lot of trouble to take it off and put it all back on another car again. Sounds like you aren't even going to face that, as the car can be repaired good as new. Enjoy, and don't worry so much about your car.

 

This is not correct. My old Boxster S had lots of carbon fiber pieces to it, custom wheels, etc. The adjuster first gave me a price that I balked at, then I told her all the options and upgrades the car had. She knew nothing about Porsches, where the options list can add $10-20k easily to the price.

I ended up getting paid about 30% of the value of the parts new, added to the value of the car, and I actually ended up making about $3500 because I had bought it for less than it was worth.

Insurance companies have to pay you to make you whole, and that includes receipts for parts and work you've had done to the car. You just have to be able to show proof.

 

My wife's Rav 4 got crushed by a tree in an ice storm and was more then totaled lol. After showing the adjuster receipts for a ton of new parts I had just installed he raised the settlement amount a few %.

 

that may be in your case but i found on a total loss payout ( far more serious than the one that generated this thread ) that they would only talk about the options that were factory build items. they don't care about the "extra" 3k someone spends on wheels. so yes, eg the x50 option once added to a payout will pay out better since they will easily ignore that if it isn't pointed out! but there aren't there to make anyone "whole". they'll do the least they can, always.

back on point here. i have nothing but empathy for the OP but this accident is nothing major at all. they'll fix it so it looks good as new but they will only pay for oem replacement parts, unless any of the foregoing re factory option stuff applies.

ps plus 1 on the don't park next to guys humping washing machines in the snow. they're pissed as it is.

 

Hope you learned something from this. My youngest son is your age and is constantly going through the school of hard knocks. I did as well. Not your fault but it could have been prevented. As you get older you realize preventing disasters and accidents is as important as not causing them. I think it can be fully repaired. Sorry!

 

If you have receipts for all the parts and labor that have gone into the car, if it's not wear or service items, they will pay you for them.

I've had 4 cars totaled in my life, believe it or not, and every time the insurance company has paid me for the value of the car plus all the aftermarket stuff I put on AND the labor charges. In fact, I usually ended up making out like a bandit and getting paid more for the car than I had paid into it.

 

I was hoping for no pictures. ....it always hurt me when I see it.
So sorry. ..... I wouldn't keep it....total it .
I sold my last car just because I know it got hit and I repair it ....just an opinion.

 

you've done better than i have then. though i also profited somehow on my last one too. i'm terrible with receipts though i was quick to point out that little $17,800 x50 "option". that surely helped

 

Glad to hear it but let's face it you are exception not the rule. Insurance adjusters have no idea what you paid for the car. So if you actually made $3500 it wasn't because they paid you for for all your aftermarket add ons. You just got a great deal on the front end of the car purchase.

 

not true at all. i had a slk32 amg. paid 16,000$ for it. totalled the car. payout was 20,600$ with oem options. blue book value. prior to the car being totalled the ins was going to repair the car. after seeing 8000$ in wheels suspension and engine mods which needed to be replaced they added that to the cost of the repair and totalled the car. had the cost been less than 60% of the value of the car they would have paid for the mods

 

I'm the exception 4 times eh? No. They are REQUIRED by law to compensate you, or go to court. They know that's a losing proposition for them, because most people on a jury hate insurance companies. The insurance company did not know what I paid for the car, you are correct there... but they could easily see all the options I had, navigation, carbon fiber pieces... and the corresponding Porsche option codes and what those codes cost. In the case of my Boxster S, it had almost $20k in options, $4k of which were the 18" Sport Design wheels. They paid me an extra $1k just for those. Originally, they wanted to give me the "book" value for a Boxster S with my amount of mileage, without any options taken into consideration, and the figure they quoted me was several thousand less than I ended up settling for.

Exactly.

 

Well, the city doesn't plow my street, and due to the tree in my yard and the angle of sunlight, for about a 30 x 15 yd area, the snow doesn't melt, but it does turn into ice and packed snow. As I said I spent an hour shoveling. I did my best to try and clear the ice in front of my driveway so I could get it farther away but it just wasn't possible, so that one spot was the best I could do.

Your suggestion that I could have avoided this is rather arrogant. Even if I put it somewhere else his brakes could have failed and hit or any other number of unlucky combinations that would result in my car's demise.

 

Update on the status of the claim. The next day the driver/owner's insurance company called and accepted full liability. They will be at my body shop tomorrow to start the estimate. I do plan on calling Best Buy to 1. Give them a heads up this happened and 2. Warn them that if this guy's insurance doesn't cover the costs to put my car back to exactly how it was before his negligence and recklessness they will be hearing from me again.

After they do their write up tomorrow, which I'm sure would be version 1 of many possible iterations, I will get a copy and see how many aftermarket parts have been affected and get the correct prices to them.

 

Oh no! I hope they will take good car of your car! Good luck!