You don't have to worry about that. The licensing systems are linked up in almost every state so it'll show up on his record regardless.

If the trucking company gives you any trouble about paying, just tell them you'll be happy to submit it to your own insurance company. They know your company will then subrogate the $$$ from them, which they don't want to happen, so they'll pay up.

As for your rates, no fault accidents do not raise them. I don't know why anybody would think it would...

 

Call the company yourself. When my car got hit, it was a company truck. They settled extremely fast, they want to make sure that you do not file a claim for medical issues.

It is in their benefit to settle fast and close the case. Call the company directly and explain what happend. Speak to one of the owners, its their insurance rates that will increase, so they will want to make sure that it is as low as possible and if it becomes a medical issue, then the sky is the limit and they know that!

A fender bender is not a big deal to them.

 

My problem is the truck driver won't even admit he hit me. What like parts of my car just fall off in the middle of the street and scratches through the paint just appear like magic.

I already called the truck company and they will not admit or do anything till they get the accident report(2+ weeks in NJ).

Wish me luck,
Corey

 

Just turn it over to your insurance company to have them take care of it. You'll have to pay deductible up front but should get it back once accident report claims you are not at fault. Does NJ have no fault? If so, you may be responsible for your deductible no matter what.

You can wait it out or just fix and move on. The trucking company is full of BS and a PITA to deal with.

 

The damage is less than my deductable $1000. It's about $850 bucks if I go with the shop I like. So not worth going to my insurance.

 

I just sent the estimates and pics of the damage to the truck company. I will keep everyone posted...

 

That's good, $850 isn't bad at all. Just wait until the fault is assigned and you can get the truck company to pay or else call their insurance company.

 

Exact same thing happened to my wife in her Boxster. Sitting still in traffic in Atlanta, truck did not see her and changed lanes into the left rear. Considerable more damage than your scratch. Fender, rear valence, and 18" wheel = $5600. All fixed, excellent repair job, and no hassles. Their insurance company was great to work with.

 

PM me the truck company name, I'm curious

 

I can't believe you had damage, and it amounts to only $850. My wife tapped a beat up pickup truck in a parking lot, and there were 2 small dents....the lowest estimate from a body shop was $1300. Anytime paint is involved, it's rediculous. Just to shoot a bumper they want $500!!!

 

That SUCKS. Be grateful you didn't end up UNDERNEATH the 18 wheeler though.

 

yep, that's all it is....

Bumperette about $120 bucks, $20 bucks for the retaining ring(if I need it) and the rest is prep and paint. Since I want it painted off the car, it's about 650 bucks to paint the whole bumper and bumperette with the correct german paint.

Cheers,
Corey

 

But in that case he might admit he hit me.... I do say might....