Why do you not do track days?
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I too went with a dedicated race car a few years back. feel MUCH safer than in the street car. also not as concerned if I wad it up. While things can and do happen, DE is really pretty safe. As someone else said, probably safer than your drive to the track. Think about, everyone going in the same direction, no stop signs/lights for people to blow thru, no drunks, no one texting, etc. etc.
If it's a DE sometimes i purchase insurance for the car. my carrier excludes ANYTHING that has anything to do with a race track regardless of the type of event. my biggest concern is liability. It's a risk and i try to minimize my exposure as best as i can.
It is a slippery slope and the costs of running a porsche race car are outrageous. tread carefully. My shop emailed me my bill a few months ago as it was with them most of the winter. had a lot of work done but i knew i was in trouble when i noted in the upper right hand corner "page 1 of 4". Total was around $17K. last year to start the season it was around $12K. That's not counting the maintenance costs after just about every event - even if nothing is wrong. This doesn't include coaching, hotels, travel, etc.
If you want to track but don't want to risk your porsche spend 10K and buy a prepped spec miata. Great fun and a awesome track car.
If it's a DE sometimes i purchase insurance for the car. my carrier excludes ANYTHING that has anything to do with a race track regardless of the type of event. my biggest concern is liability. It's a risk and i try to minimize my exposure as best as i can.
It is a slippery slope and the costs of running a porsche race car are outrageous. tread carefully. My shop emailed me my bill a few months ago as it was with them most of the winter. had a lot of work done but i knew i was in trouble when i noted in the upper right hand corner "page 1 of 4". Total was around $17K. last year to start the season it was around $12K. That's not counting the maintenance costs after just about every event - even if nothing is wrong. This doesn't include coaching, hotels, travel, etc.
If you want to track but don't want to risk your porsche spend 10K and buy a prepped spec miata. Great fun and a awesome track car.
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For those in British Columbia, Canada, I found this VERY interesting article, that may translate in other provinces/states:
"The court held that the exclusion did not apply. The insurer was found not to be racing because he was the only driver on the course. The court also found that he was not testing the limits of the speed or breaking capability of his vehicle as he was only driving between 60-75 km/h. Finally, the driver’s actions did not meet the definition of “advanced performance driving training” because there was no element of a race or speed test (as was required by the regulations). The court found that the insured was not testing the limits of his vehicle in any way. The court thus ordered that the insurer cover the loss of the vehicle."
and ...
"The insured was participating in an event that was hosted by the Porsche Club of America at the time of the accident. Drivers were required to wear helmets and have numbers on their cars. Various flags were used during the event to regulate track conduct, including a checkered flag. The insured described the event as an education event where participants learn to drive at higher speeds in a controlled environment. In Carnell, unlike in Nye, there were other vehicles on the track at the time of the accident. Passing, however, was only permitted in limited areas and only after the car ahead signaled that passing was allowed.
The terms “race” and “speed test” are not defined in the Insurance Act. However, each has been defined by the case law in Ontario and elsewhere. A “speed test” has been found in cases where the insured has attempted to determine the maximum speed his or her vehicle could travel a particular distance on a road or lap of a race track. Factors that demonstrate the existence of a race, on the other hand, include: vehicles operating at high speed, in close proximity, over a fixed distance while taking abrupt lane changes, blocking, bold manoeuvres and high-risk passing.
Based on the above definitions, the insured in Carnell was found not to be involved in a “race” or a “speed test”. The decision was upheld by the Ontario Court of Appeal."
http://www.dooleylucenti.ca/corvette...est-exclusion/
"The court held that the exclusion did not apply. The insurer was found not to be racing because he was the only driver on the course. The court also found that he was not testing the limits of the speed or breaking capability of his vehicle as he was only driving between 60-75 km/h. Finally, the driver’s actions did not meet the definition of “advanced performance driving training” because there was no element of a race or speed test (as was required by the regulations). The court found that the insured was not testing the limits of his vehicle in any way. The court thus ordered that the insurer cover the loss of the vehicle."
and ...
"The insured was participating in an event that was hosted by the Porsche Club of America at the time of the accident. Drivers were required to wear helmets and have numbers on their cars. Various flags were used during the event to regulate track conduct, including a checkered flag. The insured described the event as an education event where participants learn to drive at higher speeds in a controlled environment. In Carnell, unlike in Nye, there were other vehicles on the track at the time of the accident. Passing, however, was only permitted in limited areas and only after the car ahead signaled that passing was allowed.
The terms “race” and “speed test” are not defined in the Insurance Act. However, each has been defined by the case law in Ontario and elsewhere. A “speed test” has been found in cases where the insured has attempted to determine the maximum speed his or her vehicle could travel a particular distance on a road or lap of a race track. Factors that demonstrate the existence of a race, on the other hand, include: vehicles operating at high speed, in close proximity, over a fixed distance while taking abrupt lane changes, blocking, bold manoeuvres and high-risk passing.
Based on the above definitions, the insured in Carnell was found not to be involved in a “race” or a “speed test”. The decision was upheld by the Ontario Court of Appeal."
http://www.dooleylucenti.ca/corvette...est-exclusion/
Last edited by pureporsche; Apr 20, 2015 at 07:48 AM.
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For those in British Columbia, Canada, I found this VERY interesting article, that may translate in other provinces/states:
"The court held that the exclusion did not apply. The insurer was found not to be racing because he was the only driver on the course. The court also found that he was not testing the limits of the speed or breaking capability of his vehicle as he was only driving between 60-75 km/h. Finally, the driver’s actions did not meet the definition of “advanced performance driving training” because there was no element of a race or speed test (as was required by the regulations). The court found that the insured was not testing the limits of his vehicle in any way. The court thus ordered that the insurer cover the loss of the vehicle."
and ...
"The insured was participating in an event that was hosted by the Porsche Club of America at the time of the accident. Drivers were required to wear helmets and have numbers on their cars. Various flags were used during the event to regulate track conduct, including a checkered flag. The insured described the event as an education event where participants learn to drive at higher speeds in a controlled environment. In Carnell, unlike in Nye, there were other vehicles on the track at the time of the accident. Passing, however, was only permitted in limited areas and only after the car ahead signaled that passing was allowed.
The terms “race” and “speed test” are not defined in the Insurance Act. However, each has been defined by the case law in Ontario and elsewhere. A “speed test” has been found in cases where the insured has attempted to determine the maximum speed his or her vehicle could travel a particular distance on a road or lap of a race track. Factors that demonstrate the existence of a race, on the other hand, include: vehicles operating at high speed, in close proximity, over a fixed distance while taking abrupt lane changes, blocking, bold manoeuvres and high-risk passing.
Based on the above definitions, the insured in Carnell was found not to be involved in a “race” or a “speed test”. The decision was upheld by the Ontario Court of Appeal."
http://www.dooleylucenti.ca/corvette...est-exclusion/
"The court held that the exclusion did not apply. The insurer was found not to be racing because he was the only driver on the course. The court also found that he was not testing the limits of the speed or breaking capability of his vehicle as he was only driving between 60-75 km/h. Finally, the driver’s actions did not meet the definition of “advanced performance driving training” because there was no element of a race or speed test (as was required by the regulations). The court found that the insured was not testing the limits of his vehicle in any way. The court thus ordered that the insurer cover the loss of the vehicle."
and ...
"The insured was participating in an event that was hosted by the Porsche Club of America at the time of the accident. Drivers were required to wear helmets and have numbers on their cars. Various flags were used during the event to regulate track conduct, including a checkered flag. The insured described the event as an education event where participants learn to drive at higher speeds in a controlled environment. In Carnell, unlike in Nye, there were other vehicles on the track at the time of the accident. Passing, however, was only permitted in limited areas and only after the car ahead signaled that passing was allowed.
The terms “race” and “speed test” are not defined in the Insurance Act. However, each has been defined by the case law in Ontario and elsewhere. A “speed test” has been found in cases where the insured has attempted to determine the maximum speed his or her vehicle could travel a particular distance on a road or lap of a race track. Factors that demonstrate the existence of a race, on the other hand, include: vehicles operating at high speed, in close proximity, over a fixed distance while taking abrupt lane changes, blocking, bold manoeuvres and high-risk passing.
Based on the above definitions, the insured in Carnell was found not to be involved in a “race” or a “speed test”. The decision was upheld by the Ontario Court of Appeal."
http://www.dooleylucenti.ca/corvette...est-exclusion/
That's very interesting!!
I wouldn't call myself risk averse, but I just wonder of other forum members just say screw what my insure carrier(s) may say...YOLO!
You can do a track day and not go all out. Can be fun to just get a feel for the car and the experience. Can always do a NASA HPDE event with a more controlled environment around you as well. This way you can know the car, and your, limits. If you ever do decide to take it out on the track, we have a fun DIY track set up, of course a bit more aggressive of mods than you would need to do, but it can help a bit.
-Luccia
-Luccia
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+1 ^ what he said!!
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The risk of an accident is by far higher on street than on trackday. The tracks is a controlled enviroment with all the cars driving on the same direction. Tips:
1. Avoid cheap cars class. No one is willing to damage his +$50k car.
2. Don't make slalom on the straights. Take just one line and keep it from corner to corner. This allows faster cars/drivers overtake you in safety.
3. Each track is different. Take it easy on first laps to memorize the track and learn car reaction. Then gradually increase your pace.
4. Track enviroment put alot abuse on a car. Do a check up after going to track (tires, brakes, oil, water...). Anything less than half treadwear is a risk of a potencial failure on track.
If you are still not confortable with the tips above buy some driving school lessons to learn how to do it properly and in safety.
My most concern about trackdays is item nr. 4. The wear over car components allow me 4 years of driving on the street due to the low milage per year history to date.
1. Avoid cheap cars class. No one is willing to damage his +$50k car.
2. Don't make slalom on the straights. Take just one line and keep it from corner to corner. This allows faster cars/drivers overtake you in safety.
3. Each track is different. Take it easy on first laps to memorize the track and learn car reaction. Then gradually increase your pace.
4. Track enviroment put alot abuse on a car. Do a check up after going to track (tires, brakes, oil, water...). Anything less than half treadwear is a risk of a potencial failure on track.
If you are still not confortable with the tips above buy some driving school lessons to learn how to do it properly and in safety.
My most concern about trackdays is item nr. 4. The wear over car components allow me 4 years of driving on the street due to the low milage per year history to date.
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