997 2005-2012 911 C2, C2S, C4, C4S, GTS, Targa and Cabriolet Model Discussion.
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Rear ended someone with my 997 4s, pay out of pocket or file claim?

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Old Nov 22, 2015 | 09:30 AM
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Old Nov 22, 2015 | 12:40 PM
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Old Nov 22, 2015 | 02:21 PM
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You need to know the cost of the repair before your question can be properly answered.
Looks like a bumper and a hood and maybe hood latch area. Maybe no hidden damage if lucky. Not a difficult fix at least. Good luck and sorry for the troubles.
 

Last edited by cerbomark; Nov 22, 2015 at 02:25 PM.
Old Nov 22, 2015 | 07:14 PM
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ouch, that suck. Your premium shouldn't go up IF you have accident forgiveness. maybe now is the perfect time to upgrade to a new style bumper? Can you push the hood down where it buckled?
 

Last edited by MkC2S; Nov 22, 2015 at 07:18 PM.
Old Nov 22, 2015 | 09:04 PM
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That looks like a $6-7k estimate. You may be able to fix it for less out of pocket if you don't need new bumper and hood (repair instead of replace). Get some estimates from reputable body shops and mobile repair places.

Since you will likely have $10k when factoring the cab, insurance makes more sense. You will likely end up with a mark on carfax though.
 
Old Nov 23, 2015 | 11:43 AM
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Sucks, looks like a claim is the way to go.

You can also take this opp to upgrade to a GT3/Aero front bumper if that is something you like.
 
Old Nov 23, 2015 | 11:49 AM
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i used to be an adjuster and this looks like an insurance claim all the way. thats not a cheap repair on your car.
 
Old Nov 24, 2015 | 05:58 AM
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Originally Posted by djantlive
That looks like a $6-7k estimate.
+1

I had a similar incident, car in front stopped at a light, pulled ahead slightly then stopped, me not paying attention thought the light was green, front bumper and hood damaged as I slow speed hit them in the rear. Total cost close to $6K for the repairs - new bumper, hood, paint, and clear bra. Go with insurance including diminished value.
 
Old Nov 24, 2015 | 10:41 AM
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Originally Posted by phily911
Sucks, looks like a claim is the way to go.

You can also take this opp to upgrade to a GT3/Aero front bumper if that is something you like.
+1 on the "excuse" to get a GT3 bumper. That's what I did.
 
Old Nov 24, 2015 | 10:48 PM
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Mobile repair shop????? I have seen some of the work they do, I would't let them touch a lawn mower. Sorry to the OP, I would run it through insurance too and locate a shop based upon recommendation from other Porsche owners.
 
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