Track Day Insurance
Track Day Insurance
Gents,
We are having a private event at the Auto Club Speedway in 2 weeks. We will be going through training, classes, etc before going solo on the track. Does anyone know of an Insurance company that offers track day insurance? I have heard of a couple but doesn't make sense to pay $5,000 for a Lloyd's of London policy if I will only use it once a year. Any help would be great and I will share the pictures once the event is completed!
We are having a private event at the Auto Club Speedway in 2 weeks. We will be going through training, classes, etc before going solo on the track. Does anyone know of an Insurance company that offers track day insurance? I have heard of a couple but doesn't make sense to pay $5,000 for a Lloyd's of London policy if I will only use it once a year. Any help would be great and I will share the pictures once the event is completed!
It is very expensive as you know. My rule of thumb has always been to never track a car unless you are willing to push it off a high ledge and walk away without care. The moment it is on the track, consider the car 100% expendable. What really matters is that you are ok, so get a proper racing suit, gloves, socks, shoes, HANS, etc.
The car can easily be replaced, you can't.
The car can easily be replaced, you can't.
Last edited by stevenrmusic; Sep 18, 2013 at 04:48 AM.
It is very expensive as you know. My rule of thumb has always been to never track a car unless you are willing to push it off a high ledge and walk away without care. The moment it is on the track, consider the car 100% expendable. What really matters is that you are ok, so get a proper racing suit, gloves, socks, shoes, HANS, etc.
The car can easily be replaced, you can't.
The car can easily be replaced, you can't.
I just attended a track day last Sunday and got insurance from here:
http://www.locktonmotorsports.com/
This time around I rented a track car and the insurance cost was $210 per day for a 2004 Nissan 350Z. The cost for a Bentley would probably exceed $1K per day.
I agree with enjoythemusic as far as considering the car expendable if you are tracking it, and it is true - you always have to ready for the worst case scenario. Having said that, driving at 7/10th of your ability and staying away from idiots that drive at 15/10th of theirs will keep you and your car safe in most situations.
I think that buying things like a HANS device, a suit, etc. is probably overkill if you are only going to do a couple of track days a year. Do a few events and see if this is something you enjoy before you spend thousands of dollars on equipment.
http://www.locktonmotorsports.com/
This time around I rented a track car and the insurance cost was $210 per day for a 2004 Nissan 350Z. The cost for a Bentley would probably exceed $1K per day.
I agree with enjoythemusic as far as considering the car expendable if you are tracking it, and it is true - you always have to ready for the worst case scenario. Having said that, driving at 7/10th of your ability and staying away from idiots that drive at 15/10th of theirs will keep you and your car safe in most situations.
I think that buying things like a HANS device, a suit, etc. is probably overkill if you are only going to do a couple of track days a year. Do a few events and see if this is something you enjoy before you spend thousands of dollars on equipment.
You can call the track and get a referral for one day track day insurance. Also, you don't really need more than a good helmet. I recently did the AMG track day at Fontana. It was a fast, safe and a blast.
Thanks for all the input guys. Once I get the quotes from the various companies I will post online for everyone's edification...I had no clue how difficult the info was to find!
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Ok thanks but since mine is a soft top I have been told that I can NOT track the car at the place i called.
As far as track cars goes I would not expect the big ole girl to be the doll of the day on the course. I would like to see what she is capable of however in a controlled environment.
As far as track cars goes I would not expect the big ole girl to be the doll of the day on the course. I would like to see what she is capable of however in a controlled environment.
Ok thanks but since mine is a soft top I have been told that I can NOT track the car at the place i called.
As far as track cars goes I would not expect the big ole girl to be the doll of the day on the course. I would like to see what she is capable of however in a controlled environment.
As far as track cars goes I would not expect the big ole girl to be the doll of the day on the course. I would like to see what she is capable of however in a controlled environment.
DrD, the GTC does not pass the 'broomstick' test. We can't easily put up and down the rear emergency rollbar (to the best of my knowledge). Perhaps Bentley Tech knows how we can engage and disengage it?
Isn't automatically deployed in a detected rollover? The track I looked into said they required a fixed roll bar.
Automatic deployment does not count at the track. It may be a judgment call from the track/event staff concerning if you have the rear seat rollbars locked in their upright position as to if this constitutes a 'fixed' rollbar. The rules are there for good reasons my friend and have lost a few Internet friends with very good driving experience at the track during HPDE events





What's the going rate on a speeding ticket of doing 150 in a 55mph zone?