GT3/GT2 Performance and Track Discussion on the Porsche GT3 and GT2

Insurance??

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Old Nov 8, 2011 | 11:55 AM
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Insurance??

Any ideas on which insurance company to pick for my 2010 RS? I was quoted $600/month (mercury insurance) to cover my car, and think that is is somewhat excessive. They said the reason is that this car is meant to be on a track and not on the roads. I told them that this is not a Cup car, but they did not understand what that meant.
 
Old Nov 8, 2011 | 03:22 PM
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Have you checked Geico? Are you eligible for USAA?
 
Old Nov 8, 2011 | 03:49 PM
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$600 per month! Wow. If it is meant for the track, do they cover you there?
 
Old Nov 8, 2011 | 04:32 PM
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I don't think they cover me on the track either.
 
Old Nov 8, 2011 | 04:48 PM
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I use amerprise financial and have never found anyone close to their rates. Only issue is they won't insure some high value cars like my 08 turbo and I had to go with aaa. If you have a costco card it also saves you 20% on their rates.
 
Old Nov 8, 2011 | 09:00 PM
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$505 every six months. State Farm. No track coverage though.
 
Old Nov 8, 2011 | 09:15 PM
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I thought State Farm was the only one that DID cover the track as long as it was a DE and no timing involved? One of their agents was advertising this spring at SP during an event and I was going to switch next year just for that very reason...
 
Old Nov 8, 2011 | 09:45 PM
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Try American Modern, they're similiar to Hagerty in that they specialize in high end/collector cars...I'm paying AM $850/year for my 10 rs. My primary insurance co. for all of my other vehicles quoted me significantly higher, and they didn't "understand" the vehicle.

I almost went with State Farm...but felt AM could be better if there is an incident...
 
Old Nov 8, 2011 | 10:08 PM
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Insurance

I just got my State Farm bill, $424 every six months, usual discounts for multiple lines, multiple cars, safety record, annual low mileage etc. I do have a high deductable, $1,000 which helps. Good luck.
 
Old Nov 8, 2011 | 10:09 PM
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Originally Posted by QuickTurns
I thought State Farm was the only one that DID cover the track as long as it was a DE and no timing involved? One of their agents was advertising this spring at SP during an event and I was going to switch next year just for that very reason...
This is exactly what my state farm agent has told me: coverage so long as no timing, no racing, etc. If it is a DE type event with instructors present, then you are covered.
 
Old Nov 8, 2011 | 10:45 PM
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$600/month is crazy. Mine is $1200/yr in NJ. $700/yr in VA.

Do you have a good record?
 
Old Nov 8, 2011 | 11:44 PM
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+1 for USAA if you can qualify. Competitive rates and fantastic customer service. Do not ask about track coverage with them though.
 
Old Nov 9, 2011 | 01:51 AM
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My 996TT shows up rated as a GT2 because of the X50 option. My insurer is Liberty Mutual. It is an excess vehicle (ie not my daily driver and less than 3,000 miles a year). Clean record. Policy limits $250k/$500k/$100k. $500 deductable. Costing me $579 A YEAR.
 
Old Nov 9, 2011 | 10:27 AM
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Curious how that quote compares to your previous TTS. Is it in the same ballpark?

Originally Posted by sanchezdds
Any ideas on which insurance company to pick for my 2010 RS? I was quoted $600/month (mercury insurance) to cover my car, and think that is is somewhat excessive. They said the reason is that this car is meant to be on a track and not on the roads. I told them that this is not a Cup car, but they did not understand what that meant.
 
Old Nov 9, 2011 | 10:55 AM
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Wow that's crazy high!?!? Hmm I know a lot of folks just use State Farm...
 


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