Insurance?

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Old Nov 21, 2008 | 10:08 AM
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Insurance?

I was surprised not find anything on track insurance using the search function. I will be visiting the US for a few months next year and am looking forward to driving on some their fantastic tracks. However, as in Canada, my insurance is null and void when driving on the track.

Can I buy "track insurance" for each event (or are their other options?), as a non-resident? If so, any recommendation for companies?

Thanks,
K.
 
Old Nov 21, 2008 | 08:45 PM
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WSIB will insure you for 10 events or you can go to HPDE Insurance and insure per event.
 
Old Nov 21, 2008 | 08:57 PM
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Thanks

Originally Posted by mdrums
WSIB will insure you for 10 events or you can go to HPDE Insurance and insure per event.
Thanks!
 
Old Dec 19, 2008 | 07:18 AM
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Originally Posted by mdrums
WSIB will insure you for 10 events or you can go to HPDE Insurance and insure per event.
We have our Radical insured with WSIB annually. Reasonable pricing and some peace of mind.

Feff
www.MVPTrackTime.com
 
Old Dec 19, 2008 | 08:53 AM
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They allowed 5 NASA events for me last year but without a surcharge they will only agree to 2 for the coming season. Anyone else have a similar experience?
 
Old Jan 7, 2009 | 06:07 AM
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Kinda late for the OP maybe, but depending on the events you run, you might be able to get coverage through the new Lockton-Affinity HPDE program... http://hpdeins.locktonaffinity.com/

It's "per-event" value-agreed comprehensive coverage for structured, non-competitive events. Each organization has to be approved by Lockton-Affinity, so that's why it depends on the event whether you can get coverage or not.
 
Old Jan 19, 2009 | 04:35 PM
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Not to bring too far back from the dead...
But are there any agreed-upon HPDE coverage with limited street mile programs? ... for a 21 year old?
 
Old Jan 19, 2009 | 06:39 PM
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Originally Posted by OKcruising
Not to bring too far back from the dead...
But are there any agreed-upon HPDE coverage with limited street mile programs? ... for a 21 year old?
If you're looking for insurance coverage that will cover your upgrades/mods to the car if driven on the street, you'll need to look into specialty coverage like Hagerty's. Most of those (designed for show cars and classics/collectibles) will cover agreed upon value for very limited street miles per year, but nothing on track. So I think the answer to your question would be no (again, to my knowledge.)

All that said ... if you go through an insurance broker (one who doesn't work for one particular company) they can usually find someone to write an agreed-upon-value street policy. Then you can use a program like the Lockton-Affinity I mentioned above for individual track events.
 
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