I would see if Aston Martin is willing to provide an estimate on the value of the car. If not, look for a local company that can do car value estimates and have them provide an estimate. Might be able to just print off a bunch of autotrader type ads to show. Of course, cars usually don't sell for what is being asked, but should be within $5-10k of sale price. If you're seeing ads for $85-100K then $85K plus tax sounds in the ballpark and how much hassle will it be to get more? Unfortunately you're never going to get your money back on special options or other parts you've added.

You'll get the bug for another car at some point; be it an Aston or something else. Take time to chill and enjoy other things.

 

blue2000s, her own insurance would pay out and then they subro against the company that hit her. That's the way I do it. I don't bother chasing other people's insurance companies.

 

I wouldn't mess with insurance if their insurance doesn't make an acceptable offer. Just sue the other party. The victim is not obligated to work with the other party's insurance.

 

I just went through this last summer when a wrong way driver hit me head on









A lot of the comments in this thread are just speculation and conjecture, I would take a lot of the opinions posted here without any experience going through this sort of situation with a grain of salt. Not trying to be a d@ck, I understand all of the posts are coming from a position of help but there is a detriment when offering comments of "should've, would've." etc

Some details from my case, my vehicle fully insured by State Farm, other vehicle fully insured by unknown insurer. Other party deemed at-fault on the scene of the incident by the reporting officer. A claim was opened with my insurance as the other party did not have limits high enough for coverage.

The process going through my insurance company was rather streamlined. First off, Aston Martin has no obligation and they will not risk playing party to any sort of recompensation of a vehicle not under their control. I was in contact with Aston Martin Client Services from the get go, which they provided me with my original window sticker and was able to prove my Vantage (Chancellor Red interior) was a 1/1 for the 2010 model year in the US.

Stated value policies/Agreed value/Replacement Values policies are bunk, if you got a valuation even 1 month prior to your incident, the stated value will not remain the same. Depreciation would've occurred over the course of that month and a new valuation would have to be determined for the value of your vehicle. It would've only helped if you had an incident within a short time frame (I was told 7-10 days) of your valuation. With my limits more than enough to cover my vehicle, I wasn't worried.

Now comes the fun part, proving the valuation of your vehicle. You should have ALL supporting documentation of your vehicle to provide valuation of customization/rarity of your custom built spec Aston. Aston's Q division again won't help you here, they wouldn't give me a current market valuation of my vehicle as well.. What I did was receive 2 cost to repair quotes: 1 from the closest certified (Certified by Aston Martin north America) Aston Martin Body repair shop (I'm in St. Louis, closest was Chicago) and one from the preferred bodyshop of my local Aston Dealer. ***This is an important distinction to make! Not all Aston Martin dealers use Aston Certified bodyshops, they will use the preferred bodyshop that can service the lineup of all of their luxury brands. There are only a handful of certified Aston Martin body repair shops in the country. You will need to get this information from Aston Martin Client Services of what is the nearest one to you

1. Local Aston Martin dealer body shop gave me a quote of $46,516.66 to fix the damage
2. Certified Aston Martin Body Shop (I sent them the repair estimate from the local body shop, to do a full depth inspection they would've had to have the car shipped there) $75,000

Arming myself with both quotes, I was able to provide a valuation of my vehicle where it made me whole in full, I did not lose a single penny! There is quite a bit of work on your end here, this whole ordeal took me 2 months but it was worth it in the end. State Farm (my ins company) themselves, sent out 1 local estimator who said he cannot estimate the vehicle, a regional estimator from Chicago who determined this would need to go through a 3rd party estimator. They flew a fellow out from Portland who eventually corroborated the estimate repairs, then ran comps (similar to when purchasing a house) of the 3 closest Aston Martin's to my spec that recently sold within the last year.

Hope that helps and please feel free to send me messages if you have questions. I cannot stress for you to come out on top of this, you will need to do some work. Luckily I keep a receipt book and had a log of every modification added, costs, etc able to furnish at will. For those that are relying on the agreed value policies, please do yourself a favor and get your car frequently appraised if you're choosing to rely on that to bail you out on getting your deserved value of your car. You're essentially at the beckoning of the insurance company of what they want to pay you out and if you don't agree, then your option would be to take them to court. Most attorneys sadly won't even want to deal with this type of case as these cars are not rare enough or high enough in valuation for it to really become profitable for themselves and their clients.

In the end my insurance company totaled the car, paid me out, and I jumped into a more beautiful Aston

 

Thank you, it seems my damage costs were similar to yours, and I’m in the same situation you were in. I’ve already sent in paperwork from when I ordered the car including all the options and 9 comps (GTS) models currently on Autotrader. Now just waiting for a response.

I’ve been in touch with an attorney who doesn’t want to deal with the payout but wants to help with loss of use. I’m having trouble getting rental estimates for this car because it seems they’ve been removed from most exotic rental fleet. I’d hate for them to compare with Turo rates. I wonder how much I could reasonably expect to recover for over 3 months, minus lawyer fees?

Also thanks to all those who responded again. I’ve sold the armrest square, valve stem caps and black/yellow ECU pouch already. The umbrella, floor mats and trunk carpet are pending. I forgot I also have brand new OEM cabin filters available. Clear tails with black surrounds are still available, too

 

In my case and probably yours, you’ll never get a rental car in the same tier as the Aston. Most rental car companies outside of some very specialized ones would even have a car like an Aston in their fleet. Insurance companies do not provide rental coverage for a similiar car for “joy of driving,” they only provide for loss of ise of transportation.

Depending on your limits or the other party’s limits, this will dictate whats covered before it comes out of your pocket. In my case, I ended up going with a Dodge Durango SRT for 2 months that we absolutely drove the crap out of lol.

 

As noted above the stated amount value is used for rating purposes as it helps establish a value for the vehicle. But come claims time you would receive less than the stated amount if the insurer determines the ACV to be less.
However, Agreed Amount establishes an insured value that you will receive if your car is totaled. No ACV depreciation with Agreed Amount.
Another option is something like the “New Car” endorsement my carrier, Traavelers, offers. This endorsement pays for a new car of the same make and model, as optioned, if totaed and covered within the 1st 5 years of ownership. I just used it for my ‘19 Vantage which was just rear ended and totaled.
Wish they made it easier but they don’t!!
popspin

 

So after they went over the information I sent, they have decided to not total the car and now the damages are around $60k

I’m pretty upset about this.

 

You'd be surprised what you can negotiate and rent... we had a claim on my daughter's BMW X1 35i MSport and received a brand new 5 series BMW to drive for almost 3 months... that was an added incentive to get the car fixed, as the rental fee was almost $3,000 a month.

 

That sucks... insurance valuations are a funny business... I've had a few large claims over the years and have tried to take the approach of trying to break even or just a little ahead...

I had an $80k claim on house damage that the insurance company wanted to pay only $14k... I fought hard and settled on $72k, got a new kitchen for $68k and paid lawyers $2k. I considered that a win

Good luck

 

Who did the review to come up with the $60k? Was it the insurance company's bodyshop? Aston Martin Dealer's bodyshop? Aston Martin Certified bodyshop?

If they're not totaling out with $60k worth of damages, they're determining the damages to be worth less than 72-75% (if I remember the % correctly) of the value of your vehicle

 

My insurance company called to tell me, the car is at an AM Certified shop. They originally were going to pay me out $85k. Does it make sense then?

 

Sure does make sense, you gave them the amo to fit the repairs well under 75% of the value of the vehicle.

85k car x 75% = ~$63k

The repairs are less than ~$63k, so they wont total. If your aim is to not keep the car, keep making it more and more expensive for them to repair it— don't forget there's diminished value to account for here cause that car will carry the Carfax with it for ever.

Overall, make a serious commitment to one outcome and follow what @lilseevs said. It takes work, but go get yours, you have been put through too much to call it quits and drive a Mazda.

 

Just recognize that repair costs can end up increasing. A friend of mine wrecked his brand new Mercedes GLE. Insurance company opted to repair it but then repair bill went up by 50% vs estimate and they ended up spending more than it was worth new. If it was me, I wouldn't want to take on the risk of repair

 

Rohnin,
I can't believe your headlights still worked after the accident! That car is a keeper!