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Total Loss By Insurance

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  #1  
Old 11-19-2005, 04:58 PM
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Total Loss By Insurance

I am so pissed!

My Audi RS6 (Florida Car) got some damage from Hurricane Wilma and I just found out that State Farm is going to claim my car as total loss due to potential future problems with the car.

They are afraid that some moisture and debris may have got into some areas of the car it shouldnt have and there could be some major problems in the future.

THE CAR ONLY HAD 4,400 MILES ON IT AND I DID A COMPLETE DETAIL ON IT IN AUGUST!!!!

I'm so pissed, that car is irreplacable!

 
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Old 11-19-2005, 05:02 PM
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Nothing is irreplacable.
 
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Old 11-19-2005, 05:15 PM
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What are they going to do with your Car???
 
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Old 11-21-2005, 12:34 PM
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buy it from them and stuff the engine into a 4-series car like audi did for Bode Miller (don't ask me how, but I've been told this by numerous unrelated sources)
 
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Old 11-21-2005, 01:17 PM
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by moisture....

was the car flooded?
 
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Old 11-21-2005, 11:09 PM
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Sorry for your bad news, if u want a REALLY clean low mileage one in Misano Red PM me.

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Old 11-22-2005, 02:12 AM
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that blows, what jerks
 
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Old 12-02-2005, 01:52 PM
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so wait...how is this a bad thing...people always hate ins. companies for not totalling wrecked cars!
 
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Old 12-02-2005, 04:38 PM
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The bad part of it is that I wont get from my insurance what I should be getting for the car. Even with 4,400 miles they base it mostly on the year. So, I cant get into another car that would remotely resemble the looks and performance of this car for the same type of money I was in it for. If that makes any sense.

It will cost me alot more cash monthly to replace this vehicle. Thats what sucks about it.

So, instead I just bought a 2006 Audi A6 Sline for Florida. I guess it will do for 4 days a month.
 
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Old 12-03-2005, 12:07 AM
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They didn't pay you taxes on the car. Factor that in along with depreciation you probly took a hit of a few thousand. Find a near new one just like yours and tell State Farm to pay up. I've had good and bad experience with their claim agent. I've heard Geico is good but they're almost 2x cost since I have properties insured w State Farm for years.
 
  #11  
Old 12-09-2005, 09:24 AM
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If you really want it back, find the wholesale auction they're running it through, send a dealer to go and buy it on your behalf, and come out ahead.
 
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