996 Turbo / GT2 Turbo discussion on previous model 2000-2005 Porsche 911 Twin Turbo and 911 GT2.

Insurance question?

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Old Oct 13, 2010 | 06:47 PM
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Insurance question?

I was wondering what rates you guys are getting for the 996 turbo. I went to call a couple insurance companies but they didn't seem to have an easy time determining quotes for the turbo trim.

So can anyone who is a single male, 25>yrs old, and has a clean driving record, or close to clean, chime in please.

thanks in advance
 
Old Oct 13, 2010 | 07:24 PM
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I am paying about ~$60/month full coverage w/clean record on Geico. At first they couldn't identify what kind of car I had so I specify for them the orginal MSRP etc... I was surprised at how low it was.
 
Old Oct 13, 2010 | 07:36 PM
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60. a month is very low... shocking
 
Old Oct 13, 2010 | 07:41 PM
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That is a lot less than my Corvette was and my driving record is excellent...
 
Old Oct 13, 2010 | 07:50 PM
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Yea, maybe it is because the turbo is not my daily driver? Or TX just has awesome insurance rates. Progressive did quote me 2x higher though.
 
Old Oct 13, 2010 | 07:56 PM
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Originally Posted by TweakitTT
Yea, maybe it is because the turbo is not my daily driver? Or TX just has awesome insurance rates. Progressive did quote me 2x higher though.
I only put about 2k miles in a year on the Vette as it was not a DD. Rates may be better in Texas. However, I did not shop rates just added the car to my policy.
 
Old Oct 13, 2010 | 08:00 PM
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Originally Posted by TweakitTT
Yea, maybe it is because the turbo is not my daily driver? Or TX just has awesome insurance rates. Progressive did quote me 2x higher though.
I am considering a 996TT. How long have you had your car? Are you pleased with it? Anything you do not like? Thanks....
 
Old Oct 13, 2010 | 09:02 PM
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I pay about $80 a month for full coverage 100k/300k coverage. $500 collision deductible. 29 years old and married. And that's with allstate.
 
Old Oct 13, 2010 | 09:11 PM
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Originally Posted by qvt408
I pay about $80 a month for full coverage 100k/300k coverage. $500 collision deductible. 29 years old and married. And that's with allstate.
wow thats pretty good.

how's your driving record? i've been with this girl for a while and plan on marrying her within a year. im currently 24 years old, and if i wait until i pass 25 and get married, will my insurance significantly lower?

thanks for some answers guys, my t4s is going out of lease and im looking for a used replacement.

for reference- this turbo will be a daily driver, my commute to work is less than 15 miles.
 
Old Oct 13, 2010 | 09:17 PM
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I have a clean driving record. Your rates should go down when you get married by how much i,m not sure. Before i purchased my 2003 996tt i checked with my insurance for rates first. You should be able to call your insurance company to get a ball park rate. Just give them a VIN off a 996tt your looking at and they should be able to help you.
 
Old Oct 13, 2010 | 09:24 PM
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Originally Posted by pearsonhaus
I am considering a 996TT. How long have you had your car? Are you pleased with it? Anything you do not like? Thanks....

Actually I have only had the car ~3 weeks . But I did alot of research on this forum. It is definitely a great resource. This is the first car I can honestly say I plan on keeping for yrs and yrs... I was averaging a different car every 1.3 yrs until now. For the price I do not think you can find a better "exotic" car.

Pros:
1. Power TT...I always preferred FI
2. Unlimited MOD potential
3. Stance/Look
4. Reliability of engine...I can't really speak to this since I have had the car only a short time but this is what everyone says.

Cons:
1. Maintainance costs...this is to be expected after all it is a porsche turbo. Ex $1500 for 60k service or $4k for clutch job
2. Interior is dated: Can always be updated

The one thing that is required when purchasing this car is a good PPI. And if you get a 6sp be prepared to drop ~$4k right off the bat to replace the clutch.
 
Old Oct 13, 2010 | 09:33 PM
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Originally Posted by TweakitTT
Actually I have only had the car ~3 weeks . But I did alot of research on this forum. It is definitely a great resource. This is the first car I can honestly say I plan on keeping for yrs and yrs... I was averaging a different car every 1.3 yrs until now. For the price I do not think you can find a better "exotic" car.

Pros:
1. Power TT...I always preferred FI
2. Unlimited MOD potential
3. Stance/Look
4. Reliability of engine...I can't really speak to this since I have had the car only a short time but this is what everyone says.

Cons:
1. Maintainance costs...this is to be expected after all it is a porsche turbo. Ex $1500 for 60k service or $4k for clutch job
2. Interior is dated: Can always be updated

The one thing that is required when purchasing this car is a good PPI. And if you get a 6sp be prepared to drop ~$4k right off the bat to replace the clutch.
Thanks for the reply! I would most likely purchase a low mileage car. Do you know if Porsche sells an extended warranty? I would suspect that someone does in the after-market. Wouldn't this cover the cost of a clutch replacement should I buy a manuel? Of course the warranty cost may be very expensive...
 
Old Oct 13, 2010 | 09:40 PM
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clutch is a wear & tear item, usually not covered. Its just like your brakes pads.
 
Old Oct 13, 2010 | 09:41 PM
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I am with State Farm and pay around $60 a month as well. Perfect driving record and excellent credit... It is not my DD and listed as a pleasure vehicle (less than 7500 miles a year). This is with my multi-line and homeowners discounts.

My DD old van and car are almost that much each!
 
Old Oct 13, 2010 | 09:48 PM
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I live in Canada, so this may not help

I was quoted $180 a month for full coverage... and i cant go over 2000kms a year. I almost 30 and clean driving record.
 


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