Like the title says, for those of you that have your Bentley's registered and insured in the state of Florida, what agent and / or company are you using for insurance?

 

As a veteran I use USAA. NOT CHEAP, I recently dropped everything but liability l as that alone was costing close to $15 a day to sit in the garage. I only use to take my wife to lunch after times a week. Under a 1000 miles a year.

 

Excuse me for commenting this, but HOLY CRAP!! Is that common in FL or US in general? I mean, I'm currently paying an equivalent of $1600 a year for fully comprehensive, including liability, collision, theft, vandalism, fire and so on, more or less unlimited annual mileage (well, they asked and I gave an estimate of 20-30k miles) and $800 deductible. That's something like $4.38 a day.

 

BKS Partners is my agent and my coverage is through AIG. Under $2K/year with agreed value add-on.

 

On our FL policy we have a Ford Expedition and the 2020 Bentley. We just got the renewal and the cost for the Bentley is up to $2575 annually.

 

I assume you have both Bentleys on the same policy, do you have your homeowners with AIG as well?

 

Hi There
I pay $1800 per 6 month for my 2010 Bentley Continental & 2020 Merc GLE 350
Both Cars have a $2000 excess

Hope this helps
Best Regards
Camaz

 

I was able to insure the Bentley with my collector car company NCM / American Modern. I have a NY policy with them with 2 cars on it, but can't be added to that policy. Has to be a separate FL policy, 250K 500K 100K. $2500 collision deductible, $1000 comp deductible, $2057 Annually. Saves me about $500 annually over the policy it is currently on and I get agreed value, which I don't have now.

Now I just need to get a somewhat reasonable price for the Expedition as a stand alone vehicle.

 

Yes, '16 GT, '20 Bentayga and a '14 Toyota Highlander on one policy w/AIG. Homeowner's and Umbrella w/AIG as well. When Ian hit and flooded the garage they paid out immediately.

 

I will throw in here even though not a Bentley.

My Aston Martin DB11 V12 biturbo - $1200/yr fully covered and agreed value through Hagerty. SWFL

 

That is simply an amazing price. I see that you are in Lakewood Ranch, which is a high elevation and has a reputation as a super safe community - hurricane wise. May I ask how many other vehicles you have insured with Haggerty in FL?

 

Hi,

This is my only vehicle insured with Hagerty. My Wife has an F-Pace and is separately insured by another company. She is working down a small accident finally expiring this year.

With my car, and BC it is a seldom driven vehicle and one my wife is not comfortable driving, my policy with Hagerty only insures me as the driver for a limited mileage for the year. 3000 miles. This car is a garage queen, frankly.

I am a cyclist and do about 3300 mile a year on my bike. So far, since august I have just under 1000 miles on the bike and less than 600 miles on the DB11. And...I have no insurance on the bike...LOL...

 

Hi There
Re my previous post at $1800 - that is what I aid in June
Just had the quote in for my Dec payment and it has gone up by $300 to $2100 - this is with Progressive
(2010 Bentley Continental & 2020 Merc GLE 350)
Both Cars have a $2000 excess
My Agent told me that Progressive premiums will go down in 2024 - I will believe it when I see it !!

Does anyone know of Bentley "Meet Ups" in Florida - my car is nothing special but a meet up might be fun to get together

Hope this helps
Best Regards
Camaz

 

Thanks for the response. I think I'll look into Hagerty in the future. As of now I have 2 "sunny day" cars (Viper and Z06 Corvette) garaged at our NY house with NCM / American Modern Insurance at a cost of $1475 / Year for both ($120K / $60K agreed value). I was paying $2,200 with Grundy! I am moving the Bentley to NCM on a separate new Florida policy next week at an annual cost of $2035 with $190K agreed value.

 

Good information. I just got a quote from Progressive for my daily driver down here (Ford Expedition) and they were a little higher than Allstate who I am using now, but would greatly like to get rid of.

In response to you question about get togethers, the national Rolls Royce owners club - which also caters heavily to Bentley owners has a very active Florida Chapter. We have been members since we purchased the car in 2021. I will say that they do more lunches and dinners than "car events" which is what I'm used to, so we may not renew this year.

https://www.rrocfloridaregion.com/
https://www.rroc.org/